Attention homeowners in Oswego and Kendall County: Get an Appraisal today!

Here are the top 7 reasons why IL homeowners hire DEW Appraisals (630) 554-8979:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge property tax assessments
  3. Remove PMI to reduce a mortgage payments
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. In the case of a IL divorce, when real estate needs to be divided
  7. To settle an estate in IL by determining the true market value of real estate in question

Do you own a house in or near Oswego? Do you need help determining the price of your real estate?
Contact DEW Appraisals (630) 554-8979.

At DEW Appraisals (630) 554-8979, we understand the particular needs of a consumer in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much your house is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value estimation than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. At DEW Appraisals (630) 554-8979, we're veterans in helping folks just like you delete unneeded and unwanted PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if you live in an area that is declining. That means you're going to pay more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from DEW Appraisals (630) 554-8979 is your perfect weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. Not only can this be troublesome from a cash flow standpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. DEW Appraisals (630) 554-8979 can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you'd like to have an expert double-check it for efficiency or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from DEW Appraisals (630) 554-8979 can go out and check the subject and comparables in question in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. Even though this is typically requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your property.